7 Remodeling Mistakes People Always Regret Jan 5-6 & 12-13 (Sat. & Sun.) @ 12pm PRESENTED BY: Mike Otto of Fair and Square Remodeling
	Remodeling your home is a big decision. Learn the top 7 remodeling mistakes people always regret once the project is underway. If you are considering remodeling your kitchen or bathroom or would like to add more space to your home this seminar is for you.

Get Over Your Design Dilemmas Jan 12 & 13 (Sat, Sun) @ 1pm & 4pm PRESENTED BY: Katherine Whiteside of GardeningGusto.com

You can throw all the plants in the world into your yard and still not have a garden or landscape. Design is important. This presentation introduces the elements of doable design presented with Katherine’s broad knowledge, experience, wit and humor. The projects and topics covered are from popular chapters in Katherine’s book, The Way We Garden Now and are presented in a fun, informative and entertaining style. Topics include: Determine A Destination, Build a Dad-io Patio, Decorate Your Gardens, Plot Some Paths, Hedge Your Bets, Get Vertical – In a Small, Medium and Large Way.

	Renovation Financing: FHA 203(K) and Conventional January 5 & 6 (Sat, Sun) @ 3pm PRESENTED BY: Tony Smith & Chris Jones of Home Services Lending/Edina Realty Mortgage
	This course will cover Renovation Financing options for both purchase and refinance. Topics will include the FHA 203(K) and Conventional Renovation loan programs using specific examples of how homebuyers and homeowners are utilizing the programs to get the home of their dreams.

	Overgrown Landscape Syndrome and How to Avoid It Jan. 5th (Sat) @ 2pm PRESENTED BY: Diana Grundeen, CNLP of Trio Landscaping
	"Overgrown" can be both a visual and physical way to define a landscape. This course will take a look at what to expect from the plants you are using around your home and how to properly care for them, avoiding this common problem.

	Curb Appeal: More Than Pretty Flowers Jan. 6th (Sun.) @ 2pm PRESENTED BY: Diana Grundeen, CNLP of Trio Landscaping
	Curb appeal is the attractiveness of the house and land as viewed from the street. The curb appeal of a property can be changed within the landscaping in a number of ways. This course will cover important tips and tricks to achieve the best level of curb appeal possible.

	Walls Are For More Than Retaining Your Dirt Jan. 12th (Sat.) @ 2pm PRESENTED BY: Diana Grundeen, CNLP of Trio Landscaping
	Keeping the dirt off your door is what walls are known for, but they have become so much more! This course will explore other unique and interesting ways walls may be applied to landscaping

	Retreat...To Your Back Yard Jan. 13th (Sun.) @ 2pm PRESENTED BY: Diana Grundeen, CNLP of Trio Landscaping
	This course will delve into different ways to create the back yard of your dreams, and truly design a space that is a recreational sanctuary.

	Financing Your Home in 2013 January 12 & 13 (Sat, Sun) @ 3pm PRESENTED BY: Sheila M. Mitchell - Guaranteed Rate Mortgage
	This course will cover important areas of home financing for 2013. Topics covered will include construction loans, HELOCS, Fha, and 203k's. Learn what happens next after short sales, foreclosures and bankrupcies in the market.